Build wealth. Love your life
Couple of days ago I heard my mobile phone pinging. I looked at the text and my heart sank: it was a text from my dentist telling me that I have an appointment today. I’ve been with my dentist for close to ten years now; I know he has ‘light…
Couple of weeks ago John was shredding some old bank statements. I know, we are personal finance sinners for still finding sealed envelopes with financial statements dating back to the mid-1990s in them. How did you think we found ourselves in the financial pickle we worked so hard to get…
This morning we didn’t hurry. Yes, we are here to ski but we are also here to rest and enjoy life. Don’t know about you but queuing for the lift while my heart is still half asleep is not my idea of rest. This is why we don’t hurry…
If you’re struggling to keep your everyday bank account coloured in that healthy black shade, then hearing that the big energy companies will increase the price of energy bills this year – some by more than 10% – probably didn’t come as welcome news. It doesn’t matter whether you have…
For me January is a very confusing month. On the one hand, it is the time of beginnings and excitement. This is when I focus on ‘big’ plans and often find myself reflecting on my life and building dreams of where I wish to be. This is my ‘month of…
Do you know the first rule of the Game of Wealth? No, it isn’t ‘spend less than you earn’. It is what comes before that, which is: Minimise your waste to maximise your wealth! At least this is what I figured out when I first started transforming our finances and…
Yep, it is possible. In fact, you can see the lunch I had today on the picture: homemade lentil soup and homemade pita bread. Total cost: 19 pence (28 cents) per person. Soups are probably one of the most nutrition efficient foods. Most soups work out at between 7 and…
These last couple of weeks I’ve been living in a tiredness and stress related fog-like state. Had to do the last of my teaching and the later in the semester it is, the more it takes out of me. Marking has started coming in; and of course it has to…
Editor’s note: This evening I decided to publish a guest post by my young(er) friend Kevin Watts. You may have come across him; he is the creator of GraduatingFromDebt where he blogs about not getting in debt when at collage/university, paying off debt if you manage to build some and…
Recently we realised that our older sons, the ones supposed to be independent and make their own way, have been getting in debt. Yep, both of them. Because I realise that young people today have it rather hard – jobs gone, pay gone down and the rest – I got…
You may think of a credit card as something people have in reserve for spending sprees or emergencies, but it can also be very handy if you need to rebuild your credit rating. If you have damaged your credit rating in the past or have simply never had credit…
Sounds simple, right! Not so, according to Waste and Resources Action Programme (WRAP) – a recycling group funded by the UK government and the European Union. WRAPs research shows that in the UK we throw away on average six meals a week; this amounts to about £60 ($97) per household…