Build wealth. Love your life
Do you think you’re struggling with budgeting and managing your finances? Let me tell you something: you’re not failing, but you have been failed. If you’ve ever felt overwhelmed, ashamed, or panicked about money, it’s not because you’re lazy, irresponsible, or bad with numbers. It’s because you were never…
Most people fail at traditional budgeting because their journey toward financial renewal begins with a hopeful resolve rather than a solid system like value-based budgeting. Perhaps it’s the start of a new year or an urgent response to the realisation that your expenses outpace your income. You decide to…
You are ready to control your money. After all, it is on your list of resolutions, and you are determined to take charge of your money and life. Hours later, you are glaring at your computer, checking countless budgeting systems, tools and saving plans. Frustration oozes from every pore…
Managing your finances doesn’t have to be daunting, especially with many free income and expense worksheets available. These easy-to-use tools help you track where your money goes, plan, and, most importantly, gain control of your finances. You can create an income and expense worksheet or use a free budgeting…
Managing your finances can feel daunting, but creating a simple income and expense worksheet is a fantastic way to gain control over your money. The good news? You don’t need to be a technical whizz or a spreadsheet expert to build one. This step-by-step guide will walk you through…
Budgeting is often restrictive and complicated, but it doesn’t have to be! Making a weekly budget can offer you the freedom to spend on what matters most while controlling your savings and spending. With a well-designed weekly budget, you can easily manage your finances, reduce unnecessary stress, and even…
People often ask me how I budget. Let me unveil the secrets of successful budgeting. That’s fair game. I am in personal finance, and I have a personal finance blog on which I’ve written a fair bit about successful budgeting, how to pay off debt, and investing. I’ll be completely…
Create a monthly budget that is fun, enlightening, and liberating by following these five easy steps. You are finished with your shopping. All groceries have been scanned and packed. You present your card to the reader and hear a beep. Your heart twists at the message ‘insufficient funds’. How…
If your kitchen has the must-have kitchen gadgets, you can come home to the smell of a healthy meal. Your grandmother probably spent most of her days cleaning and cooking for the family. You don’t need to do that! With the right kitchen gadgets, you can quickly turn fresh…
Are you experimenting with frugal living? Are you held back because you don’t understand how to live frugally? Would you appreciate some practical, frugal ideas to start you off? Look no further. Here I offer: A brand of frugality that helps you live a cheaper and wealthier life. The…
Every year, early in January, I do our money housekeeping. Why do I do that? Some may say I do it because I am a boring old f*rt with nothing better to do. They will be wrong. I conduct our money housekeeping inventory because I see it as a…
I used to think that learning how to manage money wisely is about as exciting as watching snooker on TV. I also believed that money management and keeping track of money are miserable spoilsports. What can I say, I have a strong hedonistic streak – I believe it is…