Build wealth. Love your life
Anyone serious about solving their financial woes, saving more each month, or simply gaining a better understanding of where their money is going, need to get on with creating a personal budget. According to CNBC, 81% of Millennials save, and many attribute their saving habits to having a personal budget…
Being frugal with creativity and flare is a virtue. Frugal life is about being mindful with money, energy and time. Frugality is a test of what you value in your life and is empowering. My grandmother was extremely frugal. She grew her own food, never wasted anything and viewed…
My bread-maker is one of the gadgets in my kitchen that saves me time, money and gives us so much sensual pleasure. There are good reasons to buy a bread maker if you already don’t have one. (You know that there are few pleasures that compare favourably to the smell…
In this post I share the blueprint, and the tools, you need to spring clean your budget and take change of your money. Oh, and if you are curious you could also have a peek at the results of my budget spring clean. I feel ambivalent about budgets. On the…
Editor’s note: Many people believe, somewhat misguidedly, that their future prosperity depends on spreadsheets, calculators and the iron discipline to squeeze the living hell out of your life. I’m not one of those. Yes, I have spreadsheets and I know my day-to-day money; what I find most helpful in the…
In this article I share 13 rules of effective budgeting to help you ensure that your spending matches your values. Budgeting may not be sexy, but it can be fun. You know that I’ve always felt ambivalent towards budgeting. On the one hand, I really don’t find budgeting sexy. (Yes,…
Prince or pauper, it doesn’t matter how many letters come after your name as we all need to manage our money. Sure, some of us have bigger bank accounts than others but even those rich kids in Surrey need to worry about what they will do when the need to…
Sitting on a chair lift, getting ready to go down a snowy slope and examining my life for misdemeanours, just in case I’m about to meet my maker, I overheard the conversation between my two co-lift people. ‘We are staying in the Grand’ – the lady said. ‘We probably wouldn’t…
Today, I’ll tell you how to have fun on a budget so that you can see your friends, even when in money trouble, and keep your bank account happy. My friend J. Money did what we all should do: instead of trying to figure out what are the most popular…
From this post, you’d learn about the one thing that matters when it comes to building savings: your monthly cashflow. Building savings is really that simple: if your life costs less than the money you bring home you build savings, if it costs more you build debt. No point over-thinking…
Does your teen think you are poor even when you’ve just returned from a nice holiday in the sun? They may be displaying early symptoms of what is known as a poverty mentality. And if poverty mentality was only mildly unpleasant and offensive to you, I wouldn’t be telling you…
Money. Sometimes, it seems like everything is about money. Often, money is the main factor in our lives. It’s why we work. It’s how we get the things we need. It’s what drives ambition. The lack of it can mean misery, even starvation. We need to make as much money…