Build wealth. Love your life
Here you will learn how to implement a new money management strategy and cut your monthly spending by up to 20%. Your money never seems to stretch far enough, does it? You need to cut your monthly bills but want to avoid the pain of strict budgeting. I know…
Swipe. Ding. Another purchase made using contactless payment. Oh, the sweet sound of convenience, right? Still, are you feeling a bit out of control deep down? Do you feel your money is leaving your bank account faster than you can say ‘swipe, ding’? I know. I felt the same….
Does it feel difficult to make your pay stretch to the end of the month without having to cut back on the things you enjoy? If you’re struggling to free up cash, there are easy-to-implement budget hacks to reduce your spending without feeling like you’re missing out. Below, we…
Editor’s note: This is a no-nonsense list of action to take when you have no money at all by Sara Williams: a fellow UK personal finance blogger and a passionate advocate for a fairer debt system..I hope you never find yourself in a desperate situation where you must take…
Here is a tasty and affordable pancake recipe. I call them ‘skinny pancakes’ because they are made with water, not milk. Pancakes with honey and feta cheese! I know this sounds like a strange combination but next time you are eating pancakes don’t keep only to sugar and lemon….
I had to learn how to stop overspending, and I didn’t even realise I had been doing it. Yes, I would have been seriously offended if you had asked me ten years ago whether I was overspending. In my mind, I was living modestly. Then I kept a spending…
Living a frugal life means being very rational and intentional with your spending. It involves prioritising your spending on things that matter the most and cutting back on those that don’t. Living frugally can have different meanings to different people. However, it does not necessarily mean choosing a staycation…
Who isn’t looking for frugal tips to lower their energy bill, right? It is winter and the costs of energy are creeping up. And the higher your energy bills go the lower your belly sinks because cash is tight, especially this winter. I know. I’ve watched our energy bills…
Automate finances the right way by: Automating your savings; Partially automating your investing; Automating your fixed bills, and semi-automating your changeable spending; Leaving your variable spending manual. Automate your finances, they say. It is like getting your budgeting off the ground and putting the autopilot on – you can relax,…
Eating well for less is high on my mind at present. My inventory of spending for 2020 told a story of food bills that can be lower. Ten years ago our overspending on food was from waste; today this is not the case. Our compost contains proper waste. So,…
This is an essentialist guide to credit score. You will learn what is a credit score, who uses it for what decisions, and what can you do to improve your credit report. I may be the only personal finance blogger who had absolutely no idea what is her credit score….
You know, 2022 has been difficult enough. Now we all have a choice. We either save energy or stay cold all the time. Energy is expensive and it will become even more pricey. Still, we managed to reduce energy and utility bills once and will do it again. Here…