Build wealth. Love your life
Editor’s note: This is a guest post from Pauline of InvestmentZen.com. The point Pauline makes here is simple: to achieve financial independence you need to master three things: spending less, earning more and investing wisely the rest. Financial independence is the stage of your financial journey where your passive income…
Over the last several months my mind has been drifting towards thinking about whether I’m ready to retire. Okay. Not really pondering whether I’m ready to retire; more like trying to decide when I’m going to be ready. For me the matter of retirement – be it early or not…
Let me ask you a question: Do you live your life or does life keeps happening to you? Life happens to you at least some of the time. I thought so. This is the case with most of us; we inhabit a personal space – mental or physical –…
I don’t have to work hard to convince you that in today’s world and economy, success on the Internet is as important for your wellbeing and business as water is for your health: you may do okay without it for a short while but ultimately you need it for survival….
How many breaks have you had in the last twelve months? Just asking because today I realised that I no longer feel guilty spending on experiences. And for me the main experience is travel; getting out of my comfort zone and learning about new places, customs and cultures. You…
Big mistakes cost you big money. At least, this is how it works with me. Making the mistake of not looking after our finances cost me £100,000 worth of consumer debt. (Shameful, I know. What gets me most is that even today, if I mention this to people I…
Have you been keeping up with the Joneses while desperately trying not to? Have you been looking at the neighbour’s car and wishing it was in your drive? Have you been looking at the great suit your colleague is wearing and wishing it was on your back? After that…
Experts like to tell personal finance myths. It isn’t that they try to deceive you on purpose; it is just that the nature of expertise is to offer tried and tested advice. This means that in times of change when the world no longer fits in our ‘tried and…
Now that the conversation concerns comfort zones let me tell you about mine. My comfort zone is about: Staying in nice, clean hotels (usually four-star ones). Having privacy. Peace and quiet so I could sleep. Tasty but not spicy food (and chocolate). Moderate physical effort. Reading. Writing. About a…
“This blog post is completely useless. It either tells you to get a job to start a business.” This is the comment someone left on one of my posts about making more money. I beg your pardon? You want to make money but don’t want to work for it? And…
John and I didn’t talk about money. All we did is earn it and spend it. We didn’t discuss how we make money and how much we make; we certainly didn’t discuss how much we spend. Heck, we didn’t even know how much we make and how much we spend….
This is absolutely impossible! – I hear you thinking. Well, it isn’t impossible. I spent all of last week with someone who has no money at all and is blissfully secure about her future: my sister. I hadn’t spent time alone with my sister for three decades at least: there…