Build wealth. Love your life
Saving for retirement has not been on my mind recently. I used to worry about saving for retirement in my 20s. Started saving for retirement, through the extremely beneficial pension scheme of UK universities that has just been changed, in my 30s. In my 40s I worried a bit about…
Yesterday I opened my Nutmeg account (for my readers in the US, Nutmeg is the UK ‘sister’ of Betterment) and the first thing I saw was a message saying: I’m in for the long run: history tells us that savvy investors stand firm when markets are choppy! The next thing…
As you know, the Forex market is open for 24 hours a day, 5 days a week. Since it is a truly global market, it is always business hours. However, you’ve probably noticed that volatility isn’t always the same. There is greater volatility at specific times of specific days, which…
There are many myths online about saving money and toxic beliefs about paying off debt that simply don’t work in real life – and with 18% of the American population not saving any money at all, it’s important to avoid these myths. Are you unknowingly preventing yourself from saving…
Editor’s note: Tonight’s post is by Lewis Humphries. Lewis is a finance and business blogger from the UK. He writes extensively for sites such as Career Addict and Life Hack, while his work has also featured on sites such as Business Insider, Investopedia and Money Crashers. He also has a…
Planning for the future can be a headache; you’ll want to ensure you have enough money for major life events such as getting married, moving house and eventually your retirement. Finding a balance between present and future needs can be tough, but having investment strategies that are based upon your…
“Gosh, I’m so glad I have no savings and a lot of debt!” It was a dark autumn evening in 2007 and I had just spent a couple of hours in a lecture theatre full of people frantically worried about their savings, pensions and investments. Most had worked hard…
We received some interesting comments on our post about FX trading and spread betting. One of the most heartfelt was the ‘Don’t do it!’ by our friend Sara from the Debt Camel. (We love her site and if you need no-nonsense information about debt busting go, have a look!)…
Editor’s note: We’ve been researching FX trading – and its cousins spread betting and contact for difference (CFD) for a good while now. John has been dabbling, with some success, as well. Still, FX trading is a ‘high entry’ endeavour: it’s specialised, demands varied knowledge, needs level headedness, understanding of…
Have you ever asked yourself how to invest money? Has a painting from an up-and-coming artist caught your eye in a local gallery? Or have you considered fixing up vintage cars and reselling them at a mark-up? These are all forms of alternative investments. If you want to diversify your…
You may not realise it yet but you could be a mortgage prisoner, like tens of thousands of other homeowners across the country. You may be blissfully (well not quite blissfully) paying off your mortgage every month, completely unaware that when your mortgage deal comes to an close at the…
If you aren’t, you better join; and soon. Where I come from opting in or out of a pension scheme was not an issue. Making pension contributions was not discussed and having a pension, albeit in some cases a very modest one, was taken as a given. What was…