Build wealth. Love your life
Here are the five ways to make your money work for you: Invest in the stock market and other financial instruments (e.g. equities, bonds, mutual funds, ETFs) Invest in luxury goods (e.g. art, sports cars, whisky and wine, precious stones) Invest directly in business (buy into a local business) Invest…
There are benefits to having a later life mortgage ranging from preparation for your golden years to benefaction and preserving the possibility to borrow. As usual with money, there are also mistakes you must avoid. Benefits and mistakes are set out in this post. “My new apartment is lovely. Unfortunately,…
Innovative Finance ISA allows you to use some of, or all, your ISA tax-free allowance to invest with a variety of lending platforms. In the same tax year, ending on 5 April, you can invest in one Cash ISA, one Stocks, and Shares ISA and one IFISA. IFISA, on the…
Photo by Harli Marten on Unsplash Research shows an average retired couple in the UK spends £26,000 annually to retire comfortably. How much do you need to retire comfortably depends on the life you want in retirement? Estimate how much money do you need to retire comfortably by estimating your…
Today I’ll share one of the secrets of financial health, namely the importance of your mindset for your financial destiny. You know that I’m very keen on maintaining my financial health and helping others to become, and keep, financially healthy. For me, financial health combines material wealth, emotional well-being…
This guide to ISA will help you learn: What is an ISA? What ISAs you can choose from? Why you should open an ISA immediately? How to select the best ISA for you? What are the little known rules of ISA you must hear about? I’m chilling, soaking in…
Editor’s note: Diversifying our investments makes sense, right? Only fools put all their eggs in the same basket. But can we have too much of the sensible thing? This post by a fellow blogger I’ve come to respect argues that we could fall into the trap of over diversifying investments…
I really thought that I know the ISA rules inside out. Until last night, I was messing around on the internet, as you do, and found something that surprised me. Hence, decided to double-check some of the rules of ISA – the end of the tax year is rapidly approaching,…
Three weeks ago, I maxed my investing in stocks and shares ISA; John maxed his as well. “What? You invested in the stock market now, when the index is jumping up and down like an over-excited puppy?” – you may think. Yes, friend. This is exactly what we did….
There was some news about personal finance for women that broke just in time for International Women’s Day. It turns out the main finding of a study analysing 300 personal finance articles was that 90% of the ones directed to women were about ‘reigning in’ spending while 70% of the…
Do you know why value investing and value stock analysis go together like and hand and glove? It is because every time you buy stocks and shares in a company you are betting on its future. And predicting the future, be it the future of people, companies or the economy,…
In days past, men were seen as the primary online investors.They still are the main investors – women have many excuses not to do so.. And while investing tips for women are not enough – they also need examples and inspiration – here we focus on providing some pointers. According…