Build wealth. Love your life
It would be fair to say that our lives would be pretty much impossible without comparison; yes, I know that it is commonly believed we make decisions and act on the basis of fact but it is not true – we decide and act on the basis of our judgement…
Last Saturday at the Airport, looking at the large number of electronic devices each travelling group had to put through the security belt, I started thinking that there is hardly anything natural left about our lives. Well, the lives of most of the people most of the time anyway! We…
I just got a message from Jacob at My Personal Finance Journey that The Money Principle has won and is to wear the Yellow Jersey till the next race. I am really pleased; I have never won anything, you see. And winning a bloggers’ contest is really something for me:…
Today I was sitting here, thinking that my sabbatical is almost coming to an end – I have only about a month left of twelve-month study leave. I was also considering that we are still halfway through paying off our debt. And that it will take spotting opportunities and…
When deciding on action and considering our future we often ask ‘what’ questions. ‘What shall I do?’; ‘What will happen?’; ‘What does the future hold?’ Asking these questions we may forget that, with very few exceptions, we can do anything, anything could happen and the future is a mystery. Asking…
You already know that I don’t set my goals by tinkering with the present but trace back my dreams; this way my goals are a compass helping me to follow the direction of my life. There are two main difficulties with this: one is that we have generally forgotten…
Another Friday and it is time for another brain teaser. Last week was very high pressure, high stress and high reward for me. After all this, I feel like thinking about the simple messages in life; the messages that we glean through the stories of childhood. I love children’s stories…
Something has been bugging me lately and when something is bugging me I go away, do some research, do some thinking and write it down. The question that I have been pondering is the following: what is the difference between financial independence and financial health? Now, most literature on personal…
When I asked my friend Elaine to write articles on how to build a store cupboard, there had already been some talk about it, and I knew she had worked hard to create one for herself and her family. We, however, were still resisting. Thinking about it, I have another friend…
This article on why we need to create a store cupboard was written by Elaine Colliar from Mortgagefreeinthree.com. Thank you, Elaine! I resisted the idea of menu planning and creating a store cupboard for a very long time. In my head, I thought that laying in stores of food…
Let’s talk about how to reduce your food spending because it is part of sorting out your money. Over the last eighteen months, we have reduced our monthly food expenditure by between one-third and a half. It is anybody’s guess how much we used to spend before my records…
Do you want to master your wants? This is easy: you’ll have to work out you ‘protected wants’ by completing the exercise. I developed and completed this exercise about a year ago and it was meant to stop me lusting after things. Because where temptation is concerned I am like…