Build wealth. Love your life
“Formal education will make you a living. Self-education will make you a fortune.” Jim Rohn “I’ve paid my fees and I want my degree!” This is what a student of mine told me when I mentioned plagiarism. Yes, this student copied from sources most of their Masters dissertation and…
I still remember the night my husband told me about our debt. Yes, I remember the number; however, this changed so much that it didn’t matter. I remember much better how I felt. Gosh, my emotions were like a forest touched by autumn: the whole palette of negativity was…
When it comes to money, the most important thing is to be prepared! This is The Money Principle way which I’ve been telling you about for four years now. It is important to be prepared by: Putting some cash in the bank. Keeping some cash at home. Getting together and…
This is absolutely impossible! – I hear you thinking. Well, it isn’t impossible. I spent all of last week with someone who has no money at all and is blissfully secure about her future: my sister. I hadn’t spent time alone with my sister for three decades at least: there…
Understanding how credit ratings are calculated is the key to ensuring you are doing everything possible to build up the best score possible. This means being able to decipher fact from fiction and knowing the truth about credit scores. Here is a look at some of the most popular…
Several weeks back my friend Lazy Man from Lazy Man and Money asked me whether I’d like to guest post on his blog. “What? You must be joking.” – I thought. I had wanted to have a post on Lazy Man and Money for about a year now; just didn’t…
Do you worry about your retirement? I do. And everyone I talk to lately seem to worry about retirement as well. My colleagues worry. My friends worry. My PhD students worry. My sons (the grown up ones) worry. Frankly, in the world we live in, one will be rather silly…
This week I’ve done a review of spending and it’s left me feeling good. As part of a generation that often have troubles maintaining regular work and struggle to make ends meet, it’s unfortunately common to find myself feeling down in the dumps some days. In fact I constantly worry…
You may think of a credit card as something people have in reserve for spending sprees or emergencies, but it can also be very handy if you need to rebuild your credit rating. If you have damaged your credit rating in the past or have simply never had credit…
There are two things in finance, including personal finance, with which you can work if you want to change your situation: income and expenses. Your financial situation and future crucially depend on what the ratio between the two is and what have you done with the difference; if the difference…
The summer is truly over and it is time to sit down – with a glass of nice wine in my case – and take stock of what has been achieved so far and what is still there to excite our passions and try our endurance. And while I rarely…
…and the lives of those around you. This is what a group of professors at Harvard and the University of Utah found. But let me take you through this one a bit more gently. In June, 2013 Daily Finance and other reputable sources reported on the results of research published…