Build wealth. Love your life
Editor’s note: Several days back we talked about re-writing your money story and I told you that what you need is not simply knowledge; you need inspiration. This post is by Erith who has been happily retired for 10 years. She lives with her husband in Edinburgh and writes Cracking…
Money habits are important. Don’t believe me? Do you feel like you’re always one bill away from financial disaster? You’re probably thinking, “Why can’t I get a handle on this? Why am I always broke?” It is frustrating, I know. Because I’ve been there. This is how I know…
A credit check is a regular financial process you will likely encounter more than once. As the name suggests, it is a checking process that examines your credit history. It’s important to note that there are two types of credit checks. Hard and soft credit checks are very different…
Do you know what is net worth? Do you know how much is your net worth at this moment? Do you know how to calculate how much you are worth? You don’t? Yes, I thought this may be the case. And for your sake, I hope you are not…
Swipe. Ding. Another purchase made using contactless payment. Oh, the sweet sound of convenience, right? Still, are you feeling a bit out of control deep down? Do you feel your money is leaving your bank account faster than you can say ‘swipe, ding’? I know. I felt the same….
Do you dream of financial independence? Do you lust after a life of freedom where you can choose what you do and with whom you work? Let me let you on a secret – my dreams are the same as yours. Except, they are becoming my life after a…
Life would be great if you could pay less tax and keep more of your money, right? There is so much you could do with the money going into the Government’s coffers every month. However, the tax rules are a minefield of complexity and confusion. You could go to…
I had to learn how to stop overspending, and I didn’t even realise I had been doing it. Yes, I would have been seriously offended if you had asked me ten years ago whether I was overspending. In my mind, I was living modestly. Then I kept a spending…
If early retirement was possible, most of us would do it. But how can it be achieved? Here are some tips to retire sooner rather than later. How to plan for an early retirement Retirement, it’s something many of us don’t think about. Why isn’t it covered in the…
For years people have been telling you that you can pay off your debt – just spend less than you earn. But here is the thing: paying off your debt is not always as easy as cutting out some ‘fat’ from your budget. It is a bitter truth to…
Today I ask you how much money you need to change your life. You can answer by: Working out where you stand now according to material wealth and emotional wellbeing. Deciding where you wish to be. Examining your motivation. Estimating how much money you need to achieve the change. …
There are many lies about money you probably still believe. Don’t blame you – I did believe many of these money lies as well before I put my brain into gear and did some sums. You don’t even need complex maths, or any maths for that matter, to see that…