Build wealth. Love your life
Editor’s note: Quantitative Easing (QE) is a monetary practice that many central banks had to resort to, and are still using, to prevent the monetary supply falling and to stimulate the economy. This is rather controversial and debates – political and financial – are taking place in many countries. This…
For some time now, I’ve felt that a large proportion of the personal finance advice around – and some of it coming from established names in the industry – is wrong. Not the kind of ‘people just don’t get how this works’ wrong; more like the ‘world has changed…
There are two things in finance, including personal finance, with which you can work if you want to change your situation: income and expenses. Your financial situation and future crucially depend on what the ratio between the two is and what have you done with the difference; if the difference…
Our readers have probably noticed the change in our financial priorities. In a nutshell, these have become ‘increase earning’, ‘keep spending steady’ and ‘invest the rest’ so that we can achieve financial health and financial independence.. Nothing unusual about this one: most people dream about being financially secure, and…
Unless you’ve been living in a cave over the last year, you know that tax avoidance has been one of the biggest business stories of the year. It’s become a legal blood-sport for press and politicians. Deride naughty tax avoiding brands, and have readers and voters sagely nodding, while darkly…
To clarify this from the beginning: Surya is the Hindu god of the sun – celebrated in regular festivals and venerated by a billion or so followers in India and beyond. It may seem rather trite to combine the concept of frugality with such a cherished idol, and certainly,…
When paying off debt many people go ‘cold turkey’ – no fun, no holidays, none of the little pleasures in life that are not absolutely necessary. To me, this has always smacked a bit of a crash diet where you hardly eat anything for days denying yourself the base…
Several weeks back I was approached by representatives of TD Direct Investing with an offer to co-produce some content. The e-mail mentioned the results of a survey carried out for TD Direct Investing that showed some interesting results. Naturally I assumed…well, I don’t know what I assumed but I remember…
The retirement lifestyle to which we aspire has been on my mind lately. You see, we want to have a comfortable retirement where we travel, spend time in sunny places far away and go native by learning the language and culture. In brief, we don’t want a retirement in front of…
…and the lives of those around you. This is what a group of professors at Harvard and the University of Utah found. But let me take you through this one a bit more gently. In June, 2013 Daily Finance and other reputable sources reported on the results of research published…
I am spitting feathers. Worse – it is a long time since I have been so angry. Those who know me will recognise that I don’t usually blow up but today I did. And when I do, it is best to take cover. Why? Who is it that has made…
One of the things that transpired when I met the lawyer working on selling the property in North Bulgaria was that I needed the original of a particular document which I had left at home in Manchester; somewhere! I am not entirely deprived of virtues but patience has never…