Build wealth. Love your life
Tax is the bane of my life. Understanding the UK tax system is something else. And I suppose that I’m not alone in this. But I have always had a problem working out things like: How much tax I have to pay on my side income? What kind of spending…
Experts like to tell personal finance myths. It isn’t that they try to deceive you on purpose; it is just that the nature of expertise is to offer tried and tested advice. This means that in times of change when the world no longer fits in our ‘tried and…
Now that the conversation concerns comfort zones let me tell you about mine. My comfort zone is about: Staying in nice, clean hotels (usually four-star ones). Having privacy. Peace and quiet so I could sleep. Tasty but not spicy food (and chocolate). Moderate physical effort. Reading. Writing. About a…
This was our favourite dish when we stayed with my grandmother. My sister and I will eat until our bellies were about to explode and my grandmother will look at us approvingly. You see, for her feeding people was one of the best things you could do for them….
I love my friends. All four of them. I’ll do anything to help them in all ways I possibly could. And I sincerely hope – and believe – my friends will do the same for me. ‘But why does Maria have only four friends?’ – you may ask. Well, I…
‘You must be joking!’ My husband looks back at me, his eyes twinkling with the unspoken ‘I told you so’ message. He’s just told me that there are ways to recover the data that has been deleted from an iPhone. This was his reply to my suggestion to sell…
When it comes to money-making, education is your best weapon. Don’t believe me? You don’t have to look very far for an example: just look to the right of this page. You see the picture? Yes, it’s me. Twenty-five years ago I landed in Manchester, UK with $20 in…
“Formal education will make you a living. Self-education will make you a fortune.” Jim Rohn “I’ve paid my fees and I want my degree!” This is what a student of mine told me when I mentioned plagiarism. Yes, this student copied from sources most of their Masters dissertation and…
I still remember the night my husband told me about our debt. Yes, I remember the number; however, this changed so much that it didn’t matter. I remember much better how I felt. Gosh, my emotions were like a forest touched by autumn: the whole palette of negativity was…
Many people are struggling financially. Figures from the Money Advice Service and DWP show that half of people say that they are worried about their finances, four in 10 people say that they could not easily cover an unexpected bill of £300, and 40% working age people in the UK…
Did you hear the one about the prisoner who sent instructions for his own bail? Yep. There was a time when breaking out of prison needed ropes, guns, physical prowess and about a ton of courage. Today, it only needs a smart mobile phone as the case of Neil Moore…
‘Who the heck would want to be me?’ This is the question I ask myself while watching my colleague neatly putting the early version of our paper through a shredder. You see, my colleague has history that made her very cautious. This involved breach of privacy and exposure to unwanted…