Build wealth. Love your life
This is an essentialist guide to credit score. You will learn what is a credit score, who uses it for what decisions, and what can you do to improve your credit report. I may be the only personal finance blogger who had absolutely no idea what is her credit score….
Was all this worry about money, pensions, and the distant future worth it, you may be asking yourself? I sympathise with you. We live in troubled times, and over the last month or so, our focus has shifted radically. In January, we all watched the stock market go up…
Semi-retirement is a bit like purgatory – whether you climb to heaven or slide into hell can be a very close call. It all depends on preparation, intention, and action, not on the flip of a coin. At the beginning of September, I told you that I semi-retired by…
Recently I had a very grown-up conversation with my eighteen years old son. This conversation was about the rules of life that make for a good, fulfilled, and abundant time on Earth. Now I’m sharing what I told my son with you. It is a bit ironic; I know….
Have you ever asked for a pay rise? No. Fine, keep reading, though only reading this crash course isn’t going to help. Asking for and getting a salary increase needs you to say farewell to long-established ways of thinking, behaviour, and fears. I know because a couple of years ago…
Being frugal with creativity and flare is a virtue. Frugal life is about being mindful with money, energy and time. Frugality is a test of what you value in your life and is empowering. My grandmother was extremely frugal. She grew her own food, never wasted anything and viewed…
Today I’ll share one of the secrets of financial health, namely the importance of your mindset for your financial destiny. You know that I’m very keen on maintaining my financial health and helping others to become, and keep, financially healthy. For me, financial health combines material wealth, emotional well-being…
Deciding how to organise family finances is not as straightforward as it used to be. My mum and dad, for example, didn’t need to make complex decisions about that: my dad worked, my mum looked after the children and all money was shared. There is also the part where my…
Do you remember the myth of Sisyphus? (Yes, this is the dude who was punished to push a rock to top of a mountain for eternity). You have probably heard about Icarus who, while escaping from an island using wings made with wax, dared to fly too close to the…
‘What is your biggest success?’ – a friend asked me recently. Oh, gosh. My brain started spinning with examples of my savvy money decisions in the last eight years. Nothing seemed noteworthy enough to mention as my biggest financial success. What would you answer if someone asked you what…
I’ve never written about a money scam; about people being defrauded of thousands of pound and the scum who do it. Today’s post is all about how to spot a money scam and what to do about it. Because we had a brush up with the ‘bailiff scam’ and I’m…
Editor’s note: Many people believe, somewhat misguidedly, that their future prosperity depends on spreadsheets, calculators and the iron discipline to squeeze the living hell out of your life. I’m not one of those. Yes, I have spreadsheets and I know my day-to-day money; what I find most helpful in the…