Build wealth. Love your life
Inflation made you feel stuck in quicksand, sinking into a financial pit of debt and despair? You’re not alone. We all know that knee-buckling feeling when living costs rise faster than our pay. We may not be in the same boat, but we are in the middle of the…
Editor’s note: This is a no-nonsense list of action to take when you have no money at all by Sara Williams: a fellow UK personal finance blogger and a passionate advocate for a fairer debt system..I hope you never find yourself in a desperate situation where you must take…
Let’s talk about an overlooked but important topic: women and money. You are a strong, educated, and independent woman, I know. Still, as a woman, you struggle with unique challenges regarding wealth building, long-term financial planning and management. We all do irrespective of education and background. Times have changed and…
Today, I’d like to discuss whether it is time to leave your job. No, this is not a theme emerging, but my interest has been aroused. I find everything around changing jobs, occupations, work and status very interesting at the moment. No wonder, then, that when I spotted an…
My anxiety about money is kicking in again. It has nought to do with the (abstract) media screaming about the rising cost of living. My worry about money combines decreasing income and our regular monthly spending increasing. Let me tell you about it. (If you wish to hear about…
It is a sad fact that women invest less often and less – a recent poll found that 70% of women reported they have no investments. Couple that with us living longer and we have a serious problem. Many sisters will live in poverty when older and that is a…
In this post I share a simple idea to help you look at your net worth (your estate) and make decisions about improving it. The ‘net worth pyramid’ uses two characteristics of wealth – risk and liquidity – to bring some order into the uncertain territory of assets, investments, possessions…
If early retirement was possible, most of us would do it. But how can it be achieved? Here are some tips to retire sooner rather than later. How to plan for an early retirement Retirement, it’s something many of us don’t think about. Why isn’t it covered in the…
Do you wish you could stop worrying about money all the time? Do you go to having palpitations, thinking that there are two weeks to the end of the month and money for one week of groceries in your bank account? Do you wake up before sunset, covered in…
Automate finances the right way by: Automating your savings; Partially automating your investing; Automating your fixed bills, and semi-automating your changeable spending; Leaving your variable spending manual. Automate your finances, they say. It is like getting your budgeting off the ground and putting the autopilot on – you can relax,…
Today, I’d like us to discuss a toxic belief about paying off debt. Why do we need to do that, you may ask? We need to discuss the toxic beliefs about debt, and how to pay it off because beliefs become actions and actions are the foundation of our…
This is an essentialist guide to credit score. You will learn what is a credit score, who uses it for what decisions, and what can you do to improve your credit report. I may be the only personal finance blogger who had absolutely no idea what is her credit score….