Easy Money Management Strategy to Slash Your Monthly Bills
Here you will learn how to implement a new money management strategy and cut your monthly spending by up to 20%. Your money never seems to stretch far enough, does it? You need to cut your monthly bills but want to avoid the pain of strict budgeting. I know…
100 Words on Three Initial Steps Towards Debt Freedom
Start by understanding your financial situation. List all debts, their interest rates, and monthly payments. This helps visualize your overall debt. Next, prioritize. High-interest debts generally need to be paid first. However, the “snowball method” recommends paying the smallest debts first for motivational boosts. Thirdly, create a budget. Allocate…
The Main Differences Between Hard vs Soft Credit Checks
A credit check is a regular financial process you will likely encounter more than once. As the name suggests, it is a checking process that examines your credit history. It’s important to note that there are two types of credit checks. Hard and soft credit checks are very different…
100 Words On the Benefits of Paying Off Debt
Paying off debt delivers instant peace of mind and long-term financial freedom. It reduces stress, improves credit scores, and increases disposable income. Freedom from monthly payments provides flexibility for unexpected expenses. In the long run, debt elimination fosters wealth accumulation. It allows money previously sucked by interest to be…
My Story About High Inflation: Stress, Sacrifice and Survival
“There is no surviving high inflation” – you seethe. You’re staring at the price of bread and milk, and a wave of desperation engulfs you. Only yesterday, a loaf of bread didn’t cost an arm and a leg, right? It’s as if the prices are on a wild roller…
10 Portfolio Strategies of the Wealthy You Can Start Using Today
Discover ten powerful portfolio strategies of the wealthy to transform your investment approach. Portfolio management approaches, from diversification to leveraging wisely and more, will help you build wealth and secure your financial future. Don’t miss out on these game-changing investment strategies. Ever noticed how the rich are getting richer?…
What is Net Worth (& How to Calculate Yours)
Do you know what is net worth? Do you know how much is your net worth at this moment? Do you know how to calculate how much you are worth? You don’t? Yes, I thought this may be the case. And for your sake, I hope you are not…
Avoid the Overspending Trap of Contactless Payment (& Want Less)
Swipe. Ding. Another purchase made using contactless payment. Oh, the sweet sound of convenience, right? Still, are you feeling a bit out of control deep down? Do you feel your money is leaving your bank account faster than you can say ‘swipe, ding’? I know. I felt the same….
20+ Money Truths for a Wealth Mindset (Your Mum Didn’t Tell You)
Here are my top five money truths for a wealth and success mindset: Earning trumps penny-pinching. Compound interest is a side-show to wealth building. Invest in the business of YOU for unparalleled returns. Skyrocket your income by being useful and helpful. Strategise back from your desired future, not from…
100 Words on Why Paying Off Debt Matters Even in Tough Times
In hard times, it’s tempting to ignore paying off debt. However, prioritizing debt repayment is crucial for four reasons. Firstly, debt can snowball, with interest and penalties. This makes it increasingly difficult to regain financial stability. Secondly, unpaid debt damages your credit score, restricting access to favourable loan terms…
5 Timeless Strategies for Beating Inflation (& Financial Success)
Inflation made you feel stuck in quicksand, sinking into a financial pit of debt and despair? You’re not alone. We all know that knee-buckling feeling when living costs rise faster than our pay. We may not be in the same boat, but we are in the middle of the…
10 Simple Budget Hacks to Help You Save Money
Does it feel difficult to make your pay stretch to the end of the month without having to cut back on the things you enjoy? If you’re struggling to free up cash, there are easy-to-implement budget hacks to reduce your spending without feeling like you’re missing out. Below, we…