Can You Get a Mortgage With Debt? Exploring Your Options
Securing a mortgage is a significant milestone on the path to homeownership. However, for individuals burdened with existing debt, it’s normal to have questions, such as: Can you get a mortgage with debt? How does equity release work? This article will delve into this topic and explore the options…
10 Creative Steps to Increase Income Without Working More
Would you like to increase your income without working more? I would. In fact, I did that – today, my income is nearly three times what it used to be in 2013. But before I share the steps to making extra income without working more, let me tell you…
10 Steps Between Idea Generation and Idea Implementation
Ever felt like you are spinning your wheels but going nowhere fast when it comes to idea generation and idea implementation? Yeah, we’ve all been there. You’re sitting in your ‘soon-to-be-success’ start-up space, sipping on lukewarm coffee, and your mind’s as blank as the first page of a brand-new…
What To Do When You Have No Money (Survive & Thrive)
Here you will find 12 solid ideas about what to do when you have no money. You may think that some of them are impossible to achieve. Keep an open mind and persist. Overcoming having no money will not happen overnight. Ever found yourself looking into a fridge that…
Vanguard UK Investing (& Is Index Funds Investing for You)
Vanguard UK Investing – Is it Right for You? This Vanguard UK review will help you decide whether investing in index funds using Vanguard is appropriate for you – your investment goals, timescale, and preferences. Vanguard UK Investing allows you to build a nest egg using index funds, managed funds,…
Build Wealth Slowly (& Do It The Money Principle Way)
Editor’s note: Several days back we talked about re-writing your money story and I told you that what you need is not simply knowledge; you need inspiration. This post is by Erith who has been happily retired for 10 years. She lives with her husband in Edinburgh and writes Cracking…
Your Money Story Transformation (& How to Change the Script)
You and I have heard many stories about money that spell despair and deprivation. However, your money story doesn’t have to be like that: you can transform the script from one of despair and deprivation to empowerment and success beyond your most untamed dreams. While the media loves a…
25 Money Habits to Ditch (& Stop Living Hand to Mouth)
Money habits are important. Don’t believe me? Do you feel like you’re always one bill away from financial disaster? You’re probably thinking, “Why can’t I get a handle on this? Why am I always broke?” It is frustrating, I know. Because I’ve been there. This is how I know…
How to Make £1000 a Month (& Stop Stressing About Money)
Here is how to make £1000 a month using your existing skills and stop stressing about money. You can’t do much about the cost of living crisis – prices and inflation keep creeping up. But you can ensure that you navigate it better by generating monthly income above your…
Easy Money Management Strategy to Slash Your Monthly Bills
Here you will learn how to implement a new money management strategy and cut your monthly spending by up to 20%. Your money never seems to stretch far enough, does it? You need to cut your monthly bills but want to avoid the pain of strict budgeting. I know…
100 Words on Three Initial Steps Towards Debt Freedom
Start by understanding your financial situation. List all debts, their interest rates, and monthly payments. This helps visualize your overall debt. Next, prioritize. High-interest debts generally need to be paid first. However, the “snowball method” recommends paying the smallest debts first for motivational boosts. Thirdly, create a budget. Allocate…
The Main Differences Between Hard vs Soft Credit Checks
A credit check is a regular financial process you will likely encounter more than once. As the name suggests, it is a checking process that examines your credit history. It’s important to note that there are two types of credit checks. Hard and soft credit checks are very different…