This is How a Seemingly Expensive Holiday Works out Cheaper Than a Cheap One
Sitting on a chair lift, getting ready to go down a snowy slope and examining my life for misdemeanours, just in case I’m about to meet my maker, I overheard the conversation between my two co-lift people. ‘We are staying in the Grand’ – the lady said. ‘We probably wouldn’t…
How to Have Fun on a Budget, See Your Friends and Not Break the Bank
Today, I’ll tell you how to have fun on a budget so that you can see your friends, even when in money trouble, and keep your bank account happy. My friend J. Money did what we all should do: instead of trying to figure out what are the most popular…
This is What Personal Finance Experts Don’t Tell You About Debt
You’ve just decided it’s time to deal with your debt and have set out to learn all there is to know about debt and what to do about it. You read blogs, you read top-notch websites and, if you are really into working things out, you may even be…
Making Investing Personal to Beat Your Investing Goals
Beating your investing goals is more about knowing yourself than it is about picking stocks A recent article did a great job of describing ways to make your money work for you. Of the five investments, I’ve actively invested in four and love the results I’ve gotten from each. It…
Investment Return of 2% in the First Week of 2018 Matters but Won’t Make the News
You know that The Money Principle is known for honesty and openness on all things money. Here you can read about our mistakes, our smart money moves and our outright silliness. So, you can believe me when I tell you that our investment return during the first week of 2018…
How to stop wanting things, budget like a boss and never see a budget again
Do you spend hours pouring over your budget just to end up the month broke and disappointed? Yes, I used to do this as well. I’d spend my time and energy deciding what I’m allowed to spend on different items just to find that I’d forgotten something important. At the…
On the Money: Not Buying Lattes Will Not Solve Your Money Problems
How is your Sunday going? Mine is great. I’m packing for my next trip – this time to Georgia the Country – while looking at a very large Christmas tree and writing this note to you, friend. Why the hurry? Because I just realised that I have not chatted to…
About the Price of Bitcoin, Value and Why I’d Rather Have Some Gold Sovereigns
You have heard about the ever rising price of Bitcoin, right? There has been so much noise about it in the media lately that I doubt you’ve missed it. While the price of Bitcoin has been going up, I’d still don’t think it has any value. Please read this, and…
Six Options for Funding a New Business Startup
Armed with an excellent idea for a new business and the drive to make it happen, you’re effectively half-way there. But only half-way – given that you won’t be taking a step further without the financial resources to fund the venture. But while there’s no denying how challenging it…
100 words on choosing payment today vs a hefty paycheque in the future
When I told a friend my husband corrected a fault plaguing my site that two professionals failed to identify, he asked: ‘Would it be better if your husband builds web-sites instead of working on this long term project of his?’ My husband did consulting jobs hard to get and stressful…
This is Why My Love Affair with Value Stocks was Passionate and Brief
This post will help you make up your mind about investing in value stocks from the position of insider knowledge not irrational fear. Over my two year long affair with value stocks I learned a lot about investing, I rode the hills and dales of the stock market and, finally,…
Building Savings is Really That Easy: there is only one thing you need to watch
From this post, you’d learn about the one thing that matters when it comes to building savings: your monthly cashflow. Building savings is really that simple: if your life costs less than the money you bring home you build savings, if it costs more you build debt. No point over-thinking…