Living a Frugal Life Now Can Have Lots of Long-Term Perks
Living a frugal life means being very rational and intentional with your spending. It involves prioritising your spending on things that matter the most and cutting back on those that don’t. Living frugally can have different meanings to different people. However, it does not necessarily mean choosing a staycation…
I Just Sold All My Investment and It is a Good Thing
Yes, you heard me right – I just sold all my investments. Stocks and Shares ISAs? Sold. Gold coins? Sold. Share in a garage? Sold. Put all my money in our savings account – it is secure there, and it yields a bit of interest. Last tax year, our…
How Has My Relationship with Money Changed Over the Years?
Editor’s note: You, friend, already know I’m very interested in the softer side of money management, including the way our relationship with money shapes our financial health and wealth. Here is a wonderful guest to share the evolution of her relationship with money: from a saving child, through a credit…
Debt Freedom Lessons From 15 Personal Finance Bloggers Who Have Paid Off Their Debt
Debt, and how to pay it off and become debt-free, are very much on the agenda. Debt freedom lessons offering wisdom and inspiration are like rain after a long, dry summer. While we still can only guess the size of the economic fallout of the Corona pandemic, it is…
Can You Pay Off Your Debt? Here is How You Know for Sure (And What to Do About it If You Find You Cannot)
For years people have been telling you that you can pay off your debt – just spend less than you earn. But here is the thing: paying off your debt is not always as easy as cutting out some ‘fat’ from your budget. It is a bitter truth to…
You Can Stop Worrying About Money and Here is a Hint: You Do Not Need a Rich Daddy
Do you wish you could stop worrying about money all the time? Do you go to having palpitations, thinking that there are two weeks to the end of the month and money for one week of groceries in your bank account? Do you wake up before sunset, covered in…
Best Stocks and Shares ISA for Me: This is How to Select the ISA Best Suiting Your Needs
Which is the best stocks and shares ISA for me, you may ask. Everyone is telling you to open yourself one, but which is the one that will fit you like a tailor-made suit? From this post, you will learn how to select the ISA that best suits your…
Stocks and shares ISAs are the Best Investment You Could Make: A Guide to Hassle and Tax Free Investing for All
Stocks and Shares ISAs are the best investment you could make and here is, in a nutshell, why: Stocks and shares ISAs are tax-free, meaning you won’t be taxed on investment growth and drawdown. Stocks and shares ISAs are versatile and can accommodate various investments. Investment ISAs will benefit anyone…
15 Frugal Tips to Save on Energy and Keep These Bills Manageable
Who isn’t looking for frugal tips to lower their energy bill, right? It is winter and the costs of energy are creeping up. And the higher your energy bills go the lower your belly sinks because cash is tight, especially this winter. I know. I’ve watched our energy bills…
Automate Finances at Your Peril (& How to Do it Right)
Automate finances the right way by: Automating your savings; Partially automating your investing; Automating your fixed bills, and semi-automating your changeable spending; Leaving your variable spending manual. Automate your finances, they say. It is like getting your budgeting off the ground and putting the autopilot on – you can relax,…
Eat Well for Less: How to Make £7 Worth of Vegetables into 46 Healthy Meals
Eating well for less is high on my mind at present. My inventory of spending for 2020 told a story of food bills that can be lower. Ten years ago our overspending on food was from waste; today this is not the case. Our compost contains proper waste. So,…
4 Ways to Invest In Your Future With Little Capital
It’s always good to have some money tucked away for a rainy day. But have you thought much about your retirement? Once you stop working, how do you plan to support yourself and your family? These are questions that everyone must ask themselves at one point or another, but…