Your Debt, His Money: The Glitch in Sheen’s Generosity
Michael Sheen is a world-renowned actor. However, what has captured the headlines recently is not the morally questionable antics we expect from a Hollywood star but rather his unwavering social conscience and extraordinary act of generosity. He effectively bought and wrote off £1 million worth of debt for 900…
Personal Finance Resilience (& Mental Toughness)
Why is personal finance resilience important? Let me tell you David’s story. When the markets crashed in 2008, David, a self-employed architect, watched his projects dry up and his borrowing shoot up. He was left wondering how he would pay his mortgage or put food on the table. The…
5 Tricks to Control Your Money (Even If You’re a Novice Budgeter)
You are ready to control your money. After all, it is on your list of resolutions, and you are determined to take charge of your money and life. Hours later, you are glaring at your computer, checking countless budgeting systems, tools and saving plans. Frustration oozes from every pore…
Prosperity Empowerment: A Blueprint to Holistic Freedom
Prosperity empowerment is a transformative journey towards a life of financial stability, emotional resilience, and physical well-being. Unlike traditional notions of prosperity, which focus solely on material wealth, prosperity empowerment adopts a holistic approach. It encompasses a sense of security, empowerment, and capability across all life aspects, not merely…
I Don’t Get the Fuss About Early Retirement
Early retirement. It’s the holy grail of personal finance, isn’t it? Entire communities have sprung up around the idea, fuelled by promises of cocktails by the beach, no money worries, and the ultimate dream: the freedom to choose how to live your life. It’s alluring, I’ll admit. But it…
How to Make £100 in 24 Hours from Nothing
One grey, rainy afternoon years ago, I was sitting at my kitchen table, staring at my dwindling bank balance, wondering whether and how I could make £100 in 24 hours. At the time, I had no savings to dip into, no convenient fallback. It seemed impossible at first—like magicking…
Our Money Housekeeping for 2024 (An Expensive Year)
At the start of each year, I conduct my money housekeeping exercises, confronting reality even when it is daunting. One may be reluctant to face what is uncovered. Today, my friends is the day to reflect on 2024 and see how we did. I will follow the “Essential Money…
Buying Gold Coins as an Investment (& Why It Makes Sense)
Yes, my friends, I have been buying gold coins as a wealth-preservation strategy. What you see above is my very first gold coin, minted by the Royal Mint. This isn’t just a shiny piece of gold—it’s my venture into buying gold coins as an investment, and I hope it’s…
Understanding Financial Health (& the Dream of Prosperity)
Our understanding of financial health often reduces the concept to numbers—how much you earn, owe, and what’s left in your savings account. But if you’ve ever been scared to open a bill or felt like your dreams were slipping away because of money worries, you know financial health isn’t…
Is the Nutmeg Stocks & Shares ISA Worth It?
Are you thinking about expanding your ISA portfolio and eyeing Nutmeg? Let’s break down what Nutmeg Stocks and Shares ISA offers seasoned investors, from features to performance. In this review, I’ll share my ten-year experience with Nutmeg Stocks and Shares ISA, including insights into performance and the lessons I’ve…
100 Great Business Ideas (A Sector List to Get You Started)
Are you considering starting a business or a side hustle to make more money and discovering that brainstorming great business ideas can be challenging? You are not alone – many before you have been caught between the excitement of a new venture and the paralysing anxiety of the unknown….
Free Income and Expense Worksheets for Better Budgeting
Managing your finances doesn’t have to be daunting, especially with many free income and expense worksheets available. These easy-to-use tools help you track where your money goes, plan, and, most importantly, gain control of your finances. You can create an income and expense worksheet or use a free budgeting…